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Injured on the Job? Work with a Workers Compensation Attorney in Miami, FL Who Won’t Back Down

Don’t wait to get the help you deserve. If you’ve been hurt at work, contact One Call Legal today for a free consultation with a top-tier workers compensation attorney in Miami, FL. After all, in Florida, workers’ compensation is a no-fault insurance program that provides employees with medical care and wage replacement after a job-related injury or illness. Employers are required by law to carry this coverage, and that includes protection for full-time, part-time, seasonal, and many family-member employees. However, Florida law exempts certain workers from mandatory coverage, such as some family members in sole proprietorships or partnerships, agricultural workers, independent contractors, and other specific categories. If you’re unsure whether you’re covered, an experienced attorney can help clarify your status.

If you're unsure whether you're covered, you're not alone. Misclassified workers and independent contractors are sometimes improperly excluded. That’s where a knowledgeable workplace injury attorney can help uncover the truth and protect your rights.

Are You Eligible? Understanding the Rules and Timelines

To qualify for benefits, your injury or illness must arise directly from your work duties. Slip and falls, equipment accidents, repetitive stress injuries, and in some cases, mental health issues resulting from a physical injury or traumatic work-related event may qualify for benefits.

You must report your injury to your employer within 30 days to preserve your rights. Generally, you have up to two years to file a formal claim, although exceptions may apply depending on your circumstances. If you’ve been told you’re an independent contractor but do the work of a full-time employee, a work-related injury attorney at One Call Legal can investigate and challenge your classification.

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What Benefits Are Covered Under Workers’ Comp?

Workers’ compensation benefits in Florida include:

  • Full coverage of authorized medical care
  • Temporary or permanent disability payments
  • Partial wage replacement for time off work
  • Rehabilitation and retraining services
  • Mileage reimbursement for medical travel
  • Death benefits and compensation for disfigurement

Because of Florida’s exclusive remedy rule, you generally can’t sue your employer directly. But in some cases, a work accident attorney can explore third-party liability claims, such as when faulty equipment or negligent subcontractors are involved.

This exclusive remedy provides workers with quick access to benefits but limits lawsuits against employers, unless a separate negligent party, like a faulty equipment manufacturer or subcontractor, is involved.

Step-by-Step Guide to Filing a Claim in Florida

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  • Seek Immediate Medical Attention: Your health is the top priority. For emergencies, go to the nearest hospital. For non-emergencies, you must see a doctor authorized by your employer's insurance carrier (unless your employer refuses to provide one).
  • Notify Your Employer: You must report your injury or illness within 30 days of the incident or from when you become aware of a work-related condition. Written notice is strongly advised for documentation purposes.
  • Employer Files the Claim: In Florida, the employer is responsible for reporting the injury to their insurance carrier within 7 days of being notified. The employer (not the worker) typically files First Report of Injury or Illness (Form DWC-1).
  • Follow Up with the Insurer: The insurance carrier must send you an informational brochure (DFS-F2-DWC-60) and either accept or deny your claim within 14 days.
  • Keep Thorough Documentation: Maintain a personal file with incident details, names and statements of witnesses, medical records, all communication with employer and insurer
  • Dispute a Denied Claim (If Needed): If your claim is denied or benefits delayed, you can file a Petition for Benefits with the Florida Office of the Judges of Compensation Claims (OJCC).
  • Track Medical Treatment and Return-to-Work Plans: Work with your authorized provider and employer to document your recovery. If you're released to light duty, you must comply or risk losing benefits.

Note that this is general information and does not constitute legal advice. Consult a qualified One Call Legal attorney or the Florida Division of Workers’ Compensation for specific guidance.

Many cases fall apart because of missed deadlines or incomplete documentation.

Legal Experience and Expertise You Can Rely On

Why Hiring a Workers’ Comp Lawyer Makes the Difference

Not all injuries are straightforward, and insurance companies don’t always act fairly. From denied claims to underpaid benefits, injured workers often find themselves fighting a system stacked against them.

A seasoned workplace injury lawyer from One Call Legal ensures:

  • Your claim meets legal requirements
  • You receive proper medical evaluations, including IMEs
  • Denials are appealed aggressively
  • Settlements reflect the full scope of your losses
  • You’re supported at Board hearings and during vocational rehab proceedings

What Happens If My Claim Is Denied?

If your claim is denied, don’t panic because you still have options. We can file a Petition for Benefits, attend mediation sessions, and represent you at a formal hearing. The process may take weeks or months, depending on the complexity, but our attorneys are with you every step of the way. Our experience navigating appeals and securing benefits after initial denials has earned us a reputation as go-to work accident lawyers for Florida workers facing uphill battles.

Frequently Asked Questions

How do I know if my injury qualifies for workers’ comp?

If your injury or illness happened as a result of your work — either through a specific accident or cumulative exposure — you may qualify. A work injury attorney can assess your situation.

You Deserve Justice — And We’re Ready to Fight for It

Workers’ compensation laws are complex and subject to change. Individual eligibility and benefits can vary based on specific facts and legal nuances. At One Call Legal, we know how to take on powerful insurance carriers, employers, and defense attorneys. When you work with a workers compensation attorney in Miami, FL, you’re getting more than legal help; you’re gaining a staunch advocate. Consult our firm now and let us fight to get every dollar and every benefit you deserve. One call is all it takes.